Late-2025 Crypto Investor Playbook: Rate Cuts, Regulation, ETFs, and Stablecoins Converge
The Federal Reserve's September rate cut to 4.00%-4.25% signals a shift toward neutral policy, with projections suggesting further reductions to 3.50%-3.75% by December. This monetary easing coincides with regulatory advancements, including a joint CFTC-SEC statement clarifying spot crypto commodity listings on registered exchanges.
Investors face a reshaped landscape where interest rate trajectories intersect with harmonized digital asset frameworks. The convergence of ETF approvals, stablecoin innovations, and custody solutions creates a pivotal moment for both traditional and crypto markets.